The Apara solution dVelox Risk Management allows completely manage risk throughout the process form identification, measurement, mitigation and monitoring while minimizing the risk that the financial institution is in various stages of the credit.
dVelox Risk Management can be applied to different types of risk in financial institutions:
- Credit Risk
- Liquidity risk
- Foreign exchange risk
- Interest rate risk
What dVelox Risk Management provides financial institutions
The solution dVelox Risk Management collects, stores and coverts the data from the different resources. Give a full analysis of such data and transparent reporting of the various stages of the risk that financial institutions are exposed. Facilitates the review and monitoring of credit to changes in customer behavior.
Award process
The model of risk management Apara exposure assesses and predicts where it will generate credit losses quickly and accurately. The powerful predictive features:
- Information on creditworthiness and credit
- Scoring and rating models for accurate and fast to determine the creditworthiness
- Management applications to implement strategies
Process monitoring
The solution dVelox Risk Management enables calculate quickly and accurately measures risk and the inability to pay customers to changes in the market or know the financial condition of our clients with personalized services. The analytical tool allows:
- Analysis of customers' payment behavior
- Behavioral scoring models
- Custom Services credit bureau
- Simulate other scenarios to anticipate its impact on the entity's portfolio
Recovery Process
Risk Management Solution assesses dVelox how to maximize results by improving cost recovery, recoveries, to identify what action is optimal in each case to reduce costs, what degree of probability exists for the recovery of payments and simulating alternatives to reduce the most of the losses suffered by banks.
Benefits of dVelox Risk Management of Apara
- Detailed analysis, complete and accurate automated data processing by.
- Speed and accuracy in the information integration
- Software that is near real-time feedback
- Calculations to determine risk exposure
- Powerful modeling risk scoring and rating
- Reports the likelihood of defaults in the near future
- Easy to use interface, no mathematical knowledge is required

